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Financial Planning and Investing

PERSONALIZED PORTFOLIO & INVESTMENT SERVICES TO REACH YOUR GOALS

Houser Financial Group provides an individualized program offered through Cetera Investment Advisers. Portfolio Advisory Services is a fee-based investment program designed to potentially help you capture market returns and pursue your long-term investment goals. It offers a wide range of asset allocation portfolios strategically built to help accomplish your specific investment objectives. As your Investment Adviser Representative, and with the help of this program, the objective is to help you invest your assets and manage long-term risk based on your risk tolerance and personal financial goals. Portfolio Advisory Services features a highly diversified investment approach, based on Nobel Prize-winning financial concepts supported by decades of market research and asset-class data. Using this disciplined approach, allows you to stay invested in the market over the long term and to pursue your goals and dreams.

Portfolio Advisory Services uses low-cost institutional asset-class mutual funds, provided primarily by Dimensional Fund Advisors and selected by the Cetera Investment Advisers investment management group to build broadly diversified portfolios that incorporate fixed income to help manage risk. Assets are held by Charles Schwab & Company. 

Key Features

  • Low-cost institutional asset-class mutual funds
  • An organized investment framework and methodology to potentially capture market returns while managing risk
  • Portfolios structured for your risk tolerance level and time horizon 
  • Periodic, disciplined rebalancing as an important risk-management tool
  • Choice of domestically focused portfolios or global core portfolios
  • Ability to aggregate multiple accounts in one portfolio
  • Tax-effective strategies
  • Quarterly performance reporting


The Power of Markets


Dimensional Origins

Modern Finance

Creating Financial Freedom!

Building and preserving your personal wealth requires specialized attention. You get one-on-one guidance and a comprehensive financial plan that helps manage risk, improve performance, and ensure the growth and longevity of your wealth.

We help you...

  • Save enough for a comfortable retirement by identifying your retirement needs, analyzing your assets and sources of retirement income, reviewing estimated shortfalls, and identifying the best ways to save for retirement given your financial situation and risk tolerance.
  • Pay for your child's college education by accurately estimating the amount of money you'll need, analyzing your assets, reviewing estimated shortfalls and considering general alternatives and strategies to help address these potential shortfalls, and developing an optimal savings plan given your financial situation and risk tolerance.
  • Protect your family in case of you become disabled by ensuring you have enough money in your emergency fund and analyzing your life, disability, health, home, and auto insurance coverage. We also review your will and various powers of attorney designed to take care of your affairs in the event you are incapacitated and can't manage them yourself.
  • Achieve your investment goals by identifying the steps needed to maximize your investment returns as well as the steps needed to help minimize your risk while building increased predictability of your investment returns.
  • Leave a legacy for your heirs by maximizing the value of your estate by saving tax dollars, professional fees, and court costs. As well as minimizing the costs of probate, creditors, lawyers, and estate taxes, which can negatively impact the value of your estate. We also help you stay in control of your affairs by providing a road map for passing your estate on to your heirs.

 

A financial plan’s true value comes with its implementation.  Let us help you attain financial freedom.

After all, at the end of the day, it’s all about relationships
321.345.1145 or Email  for your free financial consultation

After all, at the end of the day, it’s all about relationships

We can help plan for your financial future now, call Houser Financial Group 321.345.1145 or Email  for your free financial consultation